The Malaysia Fintech Report 2026
The definitive analysis of Malaysia’s fintech ecosystem, produced by Fintech News Malaysia.
Malaysians made 18.4 billion e-payment transactions in 2025, ahead of BNM’s Blueprint target, and all five licensed digital banks are now live. The groundwork is largely in place.
However, digital banks still lost more money than a year ago. There’s also a 2028 deadline to retire proprietary QR codes, and new rules underway for BNPL and open finance.
The 2026 Malaysia Fintech Report tracks where the market stands.
Inside the report, explore:
The Malaysia Fintech Map 2026: 379 fintech companies across 14 categories, from payments (85 companies) and e-wallets (43) to lending, insurtech, and Islamic fintech.
How all five digital banks performed: 4 of the 5 widened their losses, while Ryt Bank and GXBank each climbed past RM1.6 billion in deposits.
Where Malaysian payments go next: 18.4 billion e-payment transactions, 29 live cross-border payment linkages, and the June 2028 deadline for one interoperable QR code.
Step inside for a data-driven view of how far Malaysia’s fintech market has come, and what its next chapters will be.
The Malaysia Fintech Map 2026:
379 fintech companies across 14 categories, from payments (85 companies) and e-wallets (43) to lending, insurtech, and Islamic fintech.
How all five digital banks performed:
4 of the 5 widened their losses, while Ryt Bank and GXBank each climbed past RM1.6 billion in deposits.
Where Malaysian payments go next:
18.4 billion e-payment transactions, 29 live cross-border payment linkages, and the June 2028 deadline for one interoperable QR code.
How the report was built
Fintech News Malaysia analysed data points across various sectors, from payments and digital banking to regtech, drawing on regulator data, company disclosures, and our research. The result is a single reference for how Malaysia’s fintech market is performing and where it is heading.
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