SMJ Teratai Sdn Bhd is a licensed full suite Money Services Business (‘MSB’) corporation, and an operator of a large size e-money scheme in Malaysia, governed by the Central Bank of Malaysia. They have extensive network of branches, currently we have more than 140 outlets nationwide, included Sabah and Sarawak. They provide MSB services which comprise of retail currency exchange, importation and exportation of currency notes under wholesale currency exchange, and money transfer solutions.

They also have a digital channel offering e-money products and e-remittance solutions, which are available on their mobile app eWANG.