Bank Negara Malaysia (BNM) has introduced a RM5 billion facility to support SMEs and microenterprises affected by the West Asia conflict.
The facility is aimed at helping businesses manage operational disruptions, cash flow pressures and short-term financial obligations.
Under the SME Stabilisation Relief Facility (SME SRF), eligible businesses can obtain financing of up to RM750,000 for up to five years at a maximum rate of 3.75% per annum, inclusive of the guarantee fee.
The financing will be supported by guarantees of up to 80% from Credit Guarantee Corporation Malaysia (CGC) or Syarikat Jaminan Pembiayaan Perniagaan (SJPP), particularly for SMEs without sufficient collateral.
Applications will be open from 15 May to 31 December 2026, or until full utilisation, through participating commercial banks, Islamic banks and BNM-regulated development financial institutions.
The facility was announced following a roundtable between Prime Minister Datuk Seri Anwar Ibrahim and financial institution chief executives on 21 April 2026.
BNM is urging businesses that are facing or expect financial difficulties to engage their lenders early.
Banks can offer repayment flexibility, financing restructuring, or other tailored support.
SMEs needing further help can also approach Agensi Kaunseling dan Pengurusan Kredit (AKPK) for financial advisory, financial education support and debt repayment assistance through its Debt Management Programme for individuals and sole proprietors, or the Small Debt Resolution Scheme for SMEs.
SMEs can contact their financial institutions directly or reach BNM here for support.
Featured image: Edited by Fintech News Malaysia, based on image by BNM
