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    Home»Banking»CTOS To Enable Real-Time Credit Decisions For Banks
    Banking Lending

    CTOS To Enable Real-Time Credit Decisions For Banks

    Fintech News MalaysiaFintech News MalaysiaAugust 17, 20181 Min Read
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    Malaysia’s credit reporting agency CTOS recently launched a solution to enable banks to make real time credit decisions. This solution will allow banks to integrate its existing system into the CTOS Application & Decisioning solution to draw data and insights into the borrower’s credit worthiness.

    According to CTOS, when implemented this solution can potentially enable instant loan approvals for credit cards and auto loans which is line with the move by the banking industry to move towards quicker turnaround time and instant approvals.

    At present, CTOS has yet to onboard any customers for this solution, but they are seeking introduce this service to banks, telcos, non-bank credit issuers and fintech lenders in the P2P lending space.

    Eric Chin, CEO, CTOS“CTOS Application and Decisioning will help bring a consistent and timely customer experience across all channels in order for businesses to achieve the right balance of seamless omni channel convenience and quick decisions to meet all your customer needs,” Eric Chin, CEO of CTOS Data Systems Sdn Bhd, said at the launch of the solution.

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