StashAway, the digital investment platform, has introduced a Shariah Global Portfolio that combines Islamic finance principles with global diversification.

The portfolio is built on certified shariah-compliant assets, screened to exclude interest-bearing instruments, excessive speculation, high-debt companies, and sectors such as alcohol, gambling, and tobacco.

It combines equities, sukuk, and gold, each serving a distinct role across market cycles.

Investors gain exposure to US, developed, and emerging market equities, global sukuk, and physical gold, with all holdings subject to ongoing compliance monitoring.

The portfolio is managed using StashAway’s ERAA framework, which adjusts allocations in response to macroeconomic cycles while maintaining risk levels.

StashAway said the product is intended not only for Muslim investors but also for those seeking ethically screened investments.

The company noted that shariah-compliant global equities have kept pace with or outperformed conventional markets, with global Islamic finance assets projected to grow from US$4.9 trillion in 2023 to US$7.5 trillion by 2028.

The Shariah Global Portfolio has no minimum investment, no lock-ins, and the same fees as StashAway’s other offerings.

Investors can choose from four risk levels, with portfolios automatically rebalanced to capture opportunities across global markets.

Featured image: Edited by Fintech News Malaysia, based on image by thanyakij-12 via Freepik