Boost Bank has tied up with DCAP Digital, a Lending-as-a-Service platform, to enable Malaysians to apply for motorbike loans digitally.
Launched as a pilot in June 2025, the motorbike loan is available at selected dealers and will be rolled out more widely across Peninsular Malaysia in the coming months.
Customers can access up to 90% financing for new mopeds below 250cc, with fixed interest rates of up to 10% per annum and repayment periods of up to 60 months.
Applications are powered by DCAP Digital’s AI-driven credit engine, which speeds up approvals.
Repayments are handled automatically through the Boost Bank app, where borrowers can track their loan status and view e-statements.
Boost Bank said the product has already gained traction, especially among first-time buyers, gig workers and commuters, highlighting demand for accessible and flexible financing options in the motorcycle market.
Fozia Amanulla, Chief Executive Officer of Boost Bank, shared,
“Across first-time buyers, gig workers, and everyday commuters, mobility is a key enabler of opportunity and livelihood, especially within the underserved segment.
With the launch of our Motorbike Loan, we’re addressing a real, everyday need with a digitally accessible solution that removes friction and empowers more Malaysians to move forward, both literally and financially.”
Wilson Kok, Co-Founder and Chief Risk Officer of DCAP Digital, shared,
“This collaboration with Boost Bank marks a significant milestone for DCAP Digital as we continue to strengthen our strong footing in the motorcycle ecosystem. Powered by our proprietary AI-driven credit engine, this solution delivers a seamless and accessible financing journey while ensuring fair and responsible lending practices.
With our deep expertise in the motorcycle market and commitment to innovation, we are proud to set a new benchmark for mobility financing that empowers more Malaysians to get on the road.”
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