Tradeview Capital and Funding Societies Malaysia have launched the Tradeview Funding Societies Income Fund (TFSIF).
It is a wholesale private credit fund aimed at strengthening Malaysia’s economy by channelling capital to SMEs while offering investors steady returns.
The open-ended fixed-income fund provides monthly income distributions and liquidity opportunities.
It combines Tradeview Capital’s disciplined fund management with Funding Societies’ SME origination and risk analytics platform to build a diversified, low-volatility portfolio.
TFSIF targets a 6% annual return, distributed monthly, by investing primarily in short-term investment notes issued by Malaysian SMEs through the Funding Societies platform.
It focuses on underserved but creditworthy businesses with strong repayment records.
A Credit Enhancement Reserve of up to 10% of net investment deposits supports the fund’s benchmark return and cushions early credit losses.
Some notes are backed by registrable collateral or third-party guarantees from CGC Digital Malaysia, a wholly owned subsidiary of the Credit Guarantee Corporation, providing a multi-layered protection structure.
The minimum investment is RM10,000 at an initial unit price of RM1.00, with subsequent top-ups of the same amount.
The fund channels private capital directly to brick-and-mortar SMEs, supporting real economic activity, business expansion, and job creation.
Nixon Wong, Chief Investment Officer of Tradeview Capital, noted that,
“This initiative seeks to strengthen the role of SMEs as the pillar of Malaysia’s economy, accounting for 39.5% of GDP and employing 8.1 million people, according to the Department of Statistics Malaysia (“DOSM”).
By facilitating access to growth capital, the fund aims to enhance SME resilience, while offering investors stable and sustainable returns.”
Chai Kien Poon, Country Head of Funding Societies Malaysia, added,
“Through TFSIF, we’re connecting institutional and sophisticated investors directly to the SMEs driving Malaysia’s economy by offering the opportunity to earn predictable income while contributing to national growth.
Both Funding Societies and Tradeview started as SMEs ourselves so we understand their challenges first-hand and share a deep commitment to empowering the growth of Malaysian businesses.”
Tradeview Capital has grown steadily, surpassing RM100 million in assets under management and achieving profitability within three years.
Its flagship Sustainable & Responsible Investment-qualified equity fund, the Tradeview Sustainability Fund, has delivered an average annual return of 11.2% since 2022.
Funding Societies, a Southeast Asian SME digital finance platform operating across Malaysia, Singapore, Indonesia, Thailand, and Vietnam, has disbursed over RM20 billion to more than 100,000 SMEs through five million financing notes.
Featured image: (From left) Kelvin Teo, Group CEO & Co-founder of Funding Societies; Wong Kah Meng, Group COO & Co-founder of Funding Societies Malaysia; Chai Kien Poon, Country Head of Funding Societies Malaysia; Nixon Wong, Chief Investment Officer of Tradeview Capital; Ng Zhu Hann, Founder & CEO.
