RinggitPlus, a financial marketplace owned by Jirnexu, has launched RinggitPlus Advance, a new one-to-one financial digital financial planning service for Malaysians.

With the launch of RinggitPlus Advance, the fintech startup is tapping into its experience of digitalising a traditional industry and enabling access for Malaysians to engage the services of a Certified Financial Planner (CFP)

“Since 2012, RinggitPlus has been at the forefront of providing value and transparency to consumers looking for financial products and services. I am truly excited that through RinggitPlus Advance, we are expanding our mission in the financial planning space,”

said Hann Liew, co-founder and director of RinggitPlus. Hann is also a CFP and a CFA charterholder.

In a press statement, they said that RinggitPlus Advance offers “comprehensive financial planning services at transparent and affordable fees with zero hidden charges”.

The CFPs attached with RinggitPlus Advance are licensed by the Securities Commission of Malaysia and members of the Financial Planning Association of Malaysia (FPAM). In addition, the entire experience is conducted online, from booking, payments, and the CFP consultation sessions. As a result, clients are no longer geographically limited from accessing financial advice from a licensed practitioner.

They added that despite prices that are lower than other financial planning services in Malaysia, RinggitPlus can expect the same level of service covering six practices; cash flow and net worth analysis, debt and liability management, insurance and risk management, unit trust and investment, tax and zakat planning, and estate and family wealth planning

Muslim clients can also expect advice on Shariah-compliant investment strategies, optimisation of tax payable via zakat and estate planning involving hibah, faraid, and wasiyyah.