Brankas has partnered with INFOPRO to enhance digital lending and credit management for banks across Southeast Asia.

The collaboration combines Brankas’ open finance infrastructure with INFOPRO’s AI-powered banking solutions to help financial institutions make faster, data-informed credit decisions and deliver more tailored financial products.

The partnership was formalised through a memorandum of understanding signed during INFOPRO’s “Strategic Credit Management” event in Malaysia.

INFOPRO brings experience from over 100 digital transformation projects across 30 countries, while Brankas contributes its expertise in secure API connectivity and data-sharing frameworks.

The initiative comes as Malaysia prepares to roll out its Open Finance framework under the guidance of Bank Negara Malaysia, PayNet, several banks, and the Employees Provident Fund.

The upcoming policy aims to establish clear standards for data-sharing, consent management, and consumer protection.

“This partnership represents a powerful synergy between open finance and agentic AI.

Together with Infopro, we’re helping banks unlock richer insights, faster credit decisions, and more accessible lending opportunities for millions of consumers.”

said Mike Dickinson, COO of Brankas.

“This strategic partnership with Brankas is a pivotal step in redefining credit management for the digital age. By integrating our advanced AI-driven analytics with Brankas’ robust Open Finance infrastructure, we are providing financial institutions with a powerful, future-proof solution.

This synergy allows banks to move beyond traditional credit scoring, enabling them to assess true customer affordability, mitigate risks with greater precision, and ultimately drive financial inclusion through more intelligent and personalised lending.”

said Desmond Ng, Marketing Director of INFOPRO.