Hong Leong Bank has launched a portfolio financing solution that allows clients to borrow against their investment holdings without selling them.
Available to HLB Priority and HLB Private Bank clients in Malaysia and Singapore, the facility is designed to provide liquidity while allowing investors to remain invested.
The solution offers an alternative to more traditional financing options tied to a single asset class, such as share margin financing or overdrafts against unit trusts.
Clients can use the facility to unlock funds from their existing portfolios for cash flow needs or new investment opportunities without liquidating long-term holdings, while retaining exposure to potential dividends and capital gains.
Jeffrey Yap, Managing Director and Regional Head of Wealth Management at Hong Leong Bank, said,
“We believe the most sophisticated investors are those who can ride out the inevitable volatility of high-quality, global businesses without ever being forced to the sidelines.
By providing a single-window liquidity solution, we are empowering our clients to remain anchored while maintaining the ‘dry powder’ necessary to capture the unique opportunities that arise from a dynamic market.”
The launch is part of Hong Leong’s broader wealth management offering aimed at giving clients more flexibility in managing liquidity and investments.
Featured image: Edited by Fintech News Malaysia, based on image by farknot via Freepik
