Editor's Pick

Riding the Fintech Wave: The Rise, Fall, and Potential Recovery of IOUpay

In the ever-shifting world of financial technology, the trajectory of a company can sometimes resemble a roller coaster ride. The sector is marked by continuous change, offering a blend of challenges and opportunities for those daring to innovate. In this

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Are Biometrics Truly the Key to Securing Malaysia’s Banking Sector?

The cyberthreat landscape is never static. Phishing scams were already a pressing global issue for the banking industry, with Malaysia recording over 25,000 online fraud cases and RM850 million in losses in 2022. The well-publicised OCBC Bank phishing scams, too,

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Islamic Fintech Finds Promise in Malaysia’s Flourishing Digital Economy

The Islamic digital economy is rapidly expanding in Malaysia, presenting a range of opportunities for businesses and entrepreneurs alike. The country has long been at the forefront of Islamic finance, and its well-established infrastructure and regulatory framework make it an

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In Banking, the Super App Model is Not a Silver Bullet

Customer demand for integrated experiences, changing regulations and advances in technology are shaking up the traditional banking industry. At the same time, bigtechs, telcos and technology startups are making aggressive foray into finance, putting increased pressure on banking institutions. In

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How Will BNM’s Digital Insurance License Tackle Malaysia’s Underinsured Problem

Insurance is a crucial part of any good financial planning. Without sufficient protection offered by insurers, it is easy to fall into financial ruin if even a person’s savings are substantial. Malaysia’s insurance and takaful penetration rates however are dismally

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